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Vehicle Asset Protection Plan


If an incident occurs resulting in your vehicle being written off due to accident, fire or theft; then the settlement amount you receive from your motor insurer could be significantly less than the outstanding balance of the original retail price. The market value of your vehicle at the time of the incident is used by most motor insurance companies to determine the total loss payment. Any depreciation in the vehicle value would potentially be a loss incurred by you. You could be left without a vehicle plus the burden of settling any outstanding finance or lease balance.

In the event of the total loss of the insured vehicle, we will pay a maximum benefit equal to the difference between your motor insurance settlement and the original retail price of the insured vehicle, or if greater and on all lease policies, the amount you require to pay your early settlement amount. This insurance will also contribute to the excess deducted by your motor insurer.*

*Terms, conditions and exclusions apply. Please refer to your policy documentation for full details.

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