Tyre and Alloy Wheel Insurance


Alloy Wheel Insurance

Alloy wheels make your car look great; however scuffs and scrapes can be a frustratingly common occurrence, leaving your wheels damaged and unsightly. The problem is that when they’re damaged, your vehicle not only loses its shine, it also loses value.

Now with Tyre & Alloy Wheel Insurance you can keep your wheels in pristine condition for up to 24 or 36 months. The policy covers the cost of repairs for up to 10 individual alloy wheels, up to a value of £150 per claim. That way you can ensure your new car looks its best.

Key benefits

  • Up to 10 alloy wheel repairs, up to £150 per repair
  • Up to three years’ cover depending on the policy selected
  • Protects the resale value of your car
  • Available on new and used vehicles
  • Should the alloy wheel be damaged beyond repair, we will pay up to £150 towards a replacement wheel
  • Total claim limit of £1,500

Tyre Insurance

Replacing a damaged tyre on your vehicle can be costly and it is particularly annoying if that replacement is due to no fault of your own.

With Tyre Insurance you can protect yourself against such unexpected costs with no excess to pay. Tyre Insurance covers both accidental and malicious tyre damage. Choose the level of cover to suit your needs, whether that’s a maximum tyre benefit of £100, £250 or £450 per tyre for up to three years’ cover. Cover also includes the cost of puncture repairs (but not the cost of roadside assistance).

Key benefits

  • Up to 5 replacement tyres
  • Claim up to a maximum of either £100, £250 or £450 per tyre, depending on policy selected
  • Unlimited puncture repairs for the life of the policy, up to a maximum of £50 per repair
  • Up to three years’ cover depending on the policy selected
  • Available on new and used vehicles
  • Total claim limit of up to £2,250 depending on policy selected

What is not covered

  • General wear and tear or neglect
  • Road traffic accidents
  • Damage caused by using the tyre at an incorrect tyre pressure
  • Theft of the alloy wheels
  • Manufacturing defects
  • Wheels of chrome finish or split rim construction
  • Damage caused by a third party for general maintenance
  • Commercial vehicles

The full list of exclusions is given in the Tyre and Alloy Wheel Policy Document.

How to make a claim

It’s simple
It is important that you follow the claims procedure below. Failure to follow the procedure may result in your claim being declined.

Contact the Claims Department on 01926 622 660 hours a day, 7 days a week to log your claim. Please have your vehicle registration and policy number at hand.

We will explain the claims process to you and issue a claim form which must be fully completed and returned to us with clear pictures of the damage.

For tyres:

  • There is a section on the claim form which must be completed by the Approved Repairer.
  • You must settle the cost of the repair or replacement of the tyre directly with the Approved Repairer.
  • You must then send us the completed claim form together with photographs of the tyre and the tyre repair invoice that you received from the Approved Repairer.
  • We will then assess your claim and send a payment to you.

For alloy wheels:

  • On receipt of your fully completed claim form the claims team will assess your claim based on the policy terms and conditions.
  • Once a claim has been successfully authorised, a date for the repair work to be undertaken will be scheduled at your convenience.

Don’t forget...
Please note that work carried out prior to authorisation by the administrator will not be covered and will render the claim invalid.

**Please read the terms and conditions in the Policy Document for a full list of cover and exclusions.

Cosmetic Warranty Repair Insurance is provided by: Premia Solutions Limited, 3 Corunna Court, Corunna Road, Warwick CV34 5HQ. Tel: 01926 622 660. Premia Solutions Ltd is authorised and regulated by the Financial Conduct Authority.


Customer Reviews

 Within two hours I had the tyre replaced and the necessary paperwork done and dusted and within ten days had the cheque in my hand. Could ask for a better service, well done and many thanks. - Ann

 From the Administration Department through to the Technician who repaired my Range Rover Alloy wheel, I have to congratulate this organisation on their exemplary service standards. - Mr Stephen Harris

 My claim was handled very promptly, with courtesy and the damaged wheel was beautifully repaired on the day specified by an expert. - Mr J Eatwell

 A prompt and efficient payment for my replacement tyre. I was soon back on the road, able to continue my journey to Germany. - Mr Neville Glenwood Crewes

 We were on holiday in a remote part of Scotland when we punctured. A couple of calls and all was sorted, not easy really on a Sunday at midday. A long ride on a low loader took us some 50 miles to a tyre fitters. New tyre fitted and we were on track to continue our holiday. The service supplied to us really took all the possible stress out of the situation. Well done and a big thank you. - Mr T Brand




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